AI agent · collections

AI collections agent: collect sooner, without chasing your customers.

Pacunex AI collections agents talk to each overdue customer over WhatsApp, negotiate terms within your company rules and only escalate to a human the cases that need it.

No card · Confidentiality agreed in writing.

Collecting hurts because it depends on people, not technology

Today your collectors call one by one, send manual messages and forget payment promises. The problem is not your team: it is that manual collections do not scale. An AI collections agent turns your overdue list into real WhatsApp conversations, every day.

How the AI collections agent recovers

01 · Detect

Reads overdue receivables

Every night the AI agent reads overdue invoices from your ERP and prioritizes them by amount, aging and historical behavior.

02 · Converse

Talks via WhatsApp

In the morning it greets the customer by name, references the invoice, listens and negotiates terms within your rules.

03 · Compliance

Respects schedules and holidays

It only writes in the customer's business hours, avoids local holidays and respects the contact limits you set.

04 · Escalate

Hands off to a human when needed

If the case needs human judgment, it hands off to the collector with full history and a summarized conversation.

What an AI collections agent is

An AI collections agent is a digital teammate that reads your overdue ledger, talks with each customer over WhatsApp and records every payment promise back into your ERP. It is not a scripted chatbot: it runs on LLMs with live access to your data.

Negotiates within your rules

Define discount caps, maximum terms, refinancing conditions. The AI agent respects your policy.

Logs promises in your ERP

Every payment promise lands back in your system with date, amount and attached conversation.

Reports every morning

Daily summary of cases worked, promises obtained and amounts collected.

Multilingual

Neutral Spanish, regional Spanish or English depending on the customer.

Full traceability

Every conversation is logged and auditable. You meet internal policy and regulation.

Multi-LLM with rotation

Claude, GPT, Gemini or the best-fit model — if one is down, another picks up without losing context.

What it integrates with

We connect the AI collections agent to your ERP without migrating anything, via database, REST API or MCP protocol.

ERPs and databases
MicrosipDefontanaAspelTangoBind ERPAlegraPostgreSQL · MySQL · MSSQLREST API · MCP
WhatsApp channels
Meta Cloud BYOAOfficial HSM templates24h windowAntiban throttling
LLM models
Anthropic ClaudeOpenAI GPTGoogle GeminiGroq · MistralAutomatic rotation

Example cases (honest projections)

Projected figures, not attributed — Pacunex is in open beta. Projections come from simulations with synthetic data in the collections cluster.

No. 01

30+ aging, high churn

Company with 30+ aging spread across hundreds of small B2C/B2B customers. The agent works the full list, not just the top.

Same-week payment promises
No. 02

Preventive collections

Before due date, the agent reminds the customer and offers early payment or a friendly nudge.

Less new 30+ aging
No. 03

Negotiated refinancing

Old cases where the agent proposes payment plans within rules pre-approved by management.

Structured partial recovery
Pioneers 2026 · 10 companies, one opportunity

Pioneers Program 2026. 10 companies. One opportunity.

Be one of the first 10 LATAM companies running AI with Pacunex. Special pricing for pioneers, founder team in your private WhatsApp and your first agent built with you.

special pioneer pricingSlots available10 of 10
  • Work together, no lock-in

    We agree terms in writing at signing. Your data always lives in your systems and you can take it with you in standard format.

  • Special pricing for pioneers

    As a pioneer you get preferential commercial terms not available to later customers.

  • Founder team accompaniment

    Direct access through a private WhatsApp or Slack channel. No tickets, no queues.

  • First agent built with you, no extra implementation fee

    We build the first agent with you, tailored to your ERP or WhatsApp.

  • Short, verifiable milestones

    We progress by milestones: agent in sandbox, pilot with real data and KPI measured against your baseline. We review each step together.

  • A voice in the roadmap

    Quarterly meeting with product. Pioneer requests get priority in the queue.

  • Joint case study

    If you accept, we build together a case study with real numbers from your operation. Helps you present results internally.

  • Limited capacity: 10 companies

    Once full, waitlist opens for the next round at public pricing.

I want slot 10/10 →

a founder replies in under 60 seconds

FAQ

  1. How fast do I see collections results?

    Approximately a week to put the AI collections agent in sandbox, two weeks for a real-ledger pilot and a month to measure KPI against your previous baseline.

  2. Can the AI agent legally collect?

    The AI collections agent acts as your collections team — it reminds, negotiates terms and records promises. Anything judicial stays in human hands. We respect schedules, holidays and contact limits per the customer's country.

  3. What if a customer replies aggressively?

    The AI agent detects sentiment and escalates to a human. Your collector resumes the conversation with full history and a tone summary.

  4. Is my data copied to Pacunex?

    No. The AI agent queries what it needs each turn via database, REST API or MCP and does not copy your database. Chat sessions and operational logs are stored encrypted in our infrastructure, isolated per company.

  5. Does it work with my current ERP?

    We connect with any ERP via database, REST API or MCP protocol. We have dedicated sub-landings for Microsip, Defontana, Aspel, Tango, Bind and Alegra inside the AI agents for ERP cluster.

  6. How much does an AI collections agent cost?

    Pioneers Program members get pricing locked for 24 months not available to later customers. We share the exact proposal in the first WhatsApp conversation.

  7. Can I see the agent talking before signing?

    Yes. We run a live demo on sample data or on an anonymized slice of your ledger. We reply on WhatsApp in under 60 seconds.

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Pacunex

Stop chasing receivables.
Let the AI agent do it for you.

Talk via WhatsApp with a founder and let's see together whether your ledger fits the first AI collections agent.